Simple pricing for independent retailers
SparkPay helps stores processing roughly $30,000 to $90,000 per month find the right merchant processing and POS setup with clear guidance, transparent conversations, and retail-focused support.
Pricing built around your store
Every retail business is different. These example tiers show how SparkPay supports merchants at different transaction volumes with the right mix of processing, POS, hardware, and hands-on guidance.
Starter Retail
Custom quote
/month
or Best for lower-volume or single-location stores/year
Transparent merchant processing review
Basic POS guidance
Hardware recommendations
Retail-focused onboarding
Most Popular
Growth Retail
Custom quote
/month
or Best for growing stores needing stronger operations support/year
Merchant processing optimization
POS system setup guidance
Payment hardware planning
Inventory and reporting input
Dedicated support access
Multi-Location
Custom quote
/month
or Best for higher-volume or more complex retail operations/year
Multi-location processing strategy
Advanced POS and hardware planning
Reporting workflow support
Consultation for operational decisions
Priority support coordination
Custom rollout planning
Pricing questions
Clear answers for retailers comparing processors, POS systems, and support options.
Do you publish flat rates online?
Because processing costs depend on volume, ticket size, hardware needs, and business model, SparkPay starts with a consultation and provides a tailored recommendation instead of a one-size-fits-all rate.
Who is SparkPay a fit for?
SparkPay is built for independent retailers such as convenience stores, grocery stores, gas stations, smoke shops, and similar businesses that want practical guidance and transparent support.
Can you help with POS and hardware too?
Yes. SparkPay supports merchant processing, POS systems, payment hardware, inventory guidance, and reporting so your setup works together.
What if I already have a processor?
SparkPay can review your current setup, identify gaps or inefficiencies, and recommend whether a change would improve cost clarity, operations, or support.
Is support included?
Support is part of the relationship. The level of guidance depends on your business needs, transaction volume, and solution mix.
How do I get a quote?
Use the consultation form on the contact page to share your current setup, monthly volume, and goals. SparkPay will follow up with next steps.